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Here in northern Wisconsin, keeping a home warm is a large, predictable expense. Both LP gas and electricity can be very costly, especially when there are long stretches of subzero weather. Most people that we know don’t magically generate extra income to pay a high heat bill when it gets colder than usual outside.

If a person intends to make wise decisions with financial investments, they would be told by a financial adviser that a diversified portfolio is a safer option than putting all your money into one stock. Here at BackwardsProgress.com, we have found that this same principle works well with a person’s investment of time and energy

The average American has comforts and conveniences that many kings of the past never had. We don’t have to go very far back in time to see when most people didn’t have electricity, running water, or indoor plumbing. Therefore, because we have access to the technology and resources that generations before us never had, we

Have you ever been in a situation where you were afraid of changing jobs?  We sure have. Of course there is usually the initial period when you have to deal with working for less pay and the stress of a new work environment.  Or maybe even having to learn a new skill set.  What if